Wealth Accumulation. Wealth Protection.
What We Do Best.

We work every day to assist our clients in recapturing funds that are being lost to financial institutions (banks, insurance companies, government,etc.). This allows us to optimally position our clients to begin working towards maximized protection, increased wealth, and decreased risk and expense. Our custom tailored approach helps our clients to better understand the financial decisions they make and how to mitigate the perpetually increasing cost of every day living. We craft customized plans to bring innovative solutions to each unique situation we encounter.

Areas of Specialty

Holistic Financial Planning

Holistic Financial Planning

Holistic financial planning is the process of pursuing your life goals through the proper management of your resources. Life goals can include buying a home, saving for your child’s education, planning for retirement, or leaving a legacy.

Holistic financial planning allows you to understand how a financial decision you make affects other areas of your life. By viewing each financial decision as part of a whole, you can consider its short and long-term effects on your life goals. Life changes are more adaptable, leaving you feeling more secure that your goals are on track.

Retirement Income Planning

Retirement Income Planning

Retirement planning is the planning one does to be prepared for life after paid work ends, not just financially but in all aspects of life. The non-financial aspects include such lifestyle choices as how to spend time in retirement, where to live, when to completely quit working, etc.

Early in a person’s working life, retirement planning is about setting aside enough money for retirement. During the middle of an individual’s career, it might also include setting specific income or asset targets and taking the steps to achieve them. In the few years leading up to retirement, financial assets are more or less determined, and so the emphasis changes to non-financial, lifestyle aspects.

Social Security Maximization

Social Security Maximization

Social Security represents a stable source of retirement income and should be considered a critical component of any individual’s retirement plan. Because it is a lifetime annuity, it is far more valuable than many people realize. In other words; once you begin collecting benefits, they continue for the rest of your life. There is also a right of survivorship so when one spouse dies, the other can continue to receive the higher of the two benefits until they die as well. Benefits are also inflation protected thanks to annual cost-of-living adjustments. Given the great potential of Social Security benefits over a person’s lifetime, it makes sense to treat this resource as a significant asset and to make decisions that will maximize it to the greatest possible extent.

Estate Planning

Estate Planning

Your estate is comprised of everything you own— your car, home, other real estate, checking and savings accounts, investments, life insurance, furniture, personal possessions. No matter how large or how modest, everyone has an estate and something in common—you can’t take it with you when you die.

Estate planning—making a plan in advance and naming whom you want to receive the things you own after you die. However, good estate planning is much more than that.

Areas of Specialty

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  • Richard Swan
    Joel Abboud is very hard working and extremely knowledgeable. I am always happy to refer him to anyone looking for the best advice. He is great at tailoring everything to the needs of his clients.
    Richard Swan
  • Joseph Bilovsky
    I had the pleasure of working with Joel Abboud to set up my life insurance policy. Not only was Joel extremely professional and knowledgeable, but he really cared about setting up the best plan for me and my family. I don't think you could ask for a better person to trust with your personal finances. I would recommend him to anyone looking to explore the different financial options in order to best suite their needs.
    Joseph Bilovsky
  • Laura Shavney
    I have worked with Joel Abboud on multiple occasions while setting up life insurance policies for my husband, myself, and our infant son. He is very professional, honest, and overall a pleasure to work with. He does a great job of answering all of my (many) questions and gives simple explanations that even a novice like myself can understand. He has given me great peace of mind when it comes to my family's future—even my mother and sister work with Joel. I highly recommend working with Joel, especially younger people like myself who want to prepare for the future and don't know where to start.
    Laura Shavney
  • Eric Ring
    Ive worked with Joel Abboud for a number of years. I find him to be smart, knowledgeable, and extremely ethical. I have no hesitation in recommending Joel to any one of my own clients and to anyone who reads this recommendation.
    Eric Ring
  • Daniel Gilbert
    I have personally worked with Joel Abboud for personal and business insurance. I have the utmost confidence in his abilities to deliver on his promises.
    Daniel Gilbert
  • Heather Douglass
    Joel Abboud is someone I refer my clients to without hesitation. He offers unique and innovative solutions to meet their every financial need. His honesty and professionalism are beyond reproach.
    Heather Douglass
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About Gryphon Prosperity Group

In choosing a name for the company, we sought to present ourselves in a way that would convey our mission to help people accumulate and protect the assets they work so hard for. We have seen too many examples of people forfeiting opportunities for wealth due to outdated or inefficient money strategies that fail to take full advantage of their financial choices and the laws and realities that govern them.

The Gryphon is a legendary, mythological creature thought to guard great treasures. Heralding back to antiquity, Gryphon Prosperity Group sought to symbolize what we represent in the character, integrity, and esteem of the mighty Gryphon.

In Medieval times, when much of the lore of the Gryphon was being written, those who had accumulated great wealth were forced to find ways to protect it. Without financial institutions to help accomplish this critical task, they turned to building great castles with high walls, strong keeps, and motes.

While today there are no invading marauders attempting to raid one’s coffers, there are outside forces that can have a profoundly detrimental impact on one’s financial situation and ability to amass wealth. Factors such as taxes, fees, market volatility, inflation, and lost opportunity costs launch daily assaults on your wealth. Without aligning with someone who can help you in meeting these challenges head-on, it is highly probable that the best course of action may not have been charted.

By maximizing the efficiency of each financial decision, and positioning our clients to best withstand these outside forces, Gryphon Prosperity Group perpetually seeks to maximize protection, increase wealth, and decrease costs.

Wealth Advisor Team

Ryan P. Sullivan | President

Learn About Ryan

Joel Abboud | Partner

Learn About Joel

Our Process

We all seek a financial life that produces long term wealth, security and income. If this could be done while reducing risk, wealth erosion and financial costs, then all the better.

Getting organized around this powerful desire is more difficult than it may appear. Life doesn’t occur in a vacuum and our financial decisions shouldn’t be made in one as well.

Every one of us makes financial decisions throughout our life at different times, with different people, all under different circumstances. This typically leads to feeling confused, unorganized, and not sure if we’ve made the right decision for us or our family. Every decision we make has an impact on other decisions in ways that are not always apparent. Understanding the basics of how money works is critical to moving ahead with confidence.

We must start then by evaluating the challenges that threaten our financial potential and how best to overcome them. Without a complete view of how all of the elements of our financial choices work together, we may end up losing our wealth unnecessarily, taking on greater risk and falling short of reaching our full financial potential.

How We Help Improve Your Results

We start by looking at the relationship between every money decision, discover where we are today and envision where we may be headed in the future. Our Rulebook, powered by an innovative personal financial model, creates the foundation for success.

The Leap Model® focuses on the five critical components of personal financial – Protection, Savings, Growth, Cash Flow and Debt. This model offers an unbiased, simplified approach to visualizing the impact, positive or negative, of our money decisions. This comprehensive tool highlights your entire financial situation so that it may be organized, analyzed and tracked for optimal performance.

The Leap Model and Rulebook especially come to life when used inside the Leap Strategic Process™. Through this process we discover insights into where we are now and where we want to be next. We clearly identify what data to use and how previous decisions were made. Through simulating how various financial strategies help improve money supply and benefits, you may achieve additional flexibility, wealth, retirement income, and asset protection while reducing overall financial costs and risk. Once you make the decision to take action, we help you to implement your money decisions with consistency and simplicity. These are the first steps towards ultimately achieving the full financial potential you deserve.

The Leap Strategic Process in coordination with The Leap Model and Rulebook gives everyone a powerful tool-set to help make smart choices at any time and no matter what the market or other economic conditions are present. These guidelines provide greater understanding of how money works, helping us to navigate our financial lives in a sane, sound, and simple way. Together, we figure out what makes the most sense, finding the right mix of powerful wealth-building and protection strategies.

Through a combination of hands-on materials and innovative software, your financial professional can help you calculate every move and keep you connected every step of the way. Through our carefully designed, collaborative process, your money becomes more productive and efficient. The intended results are clear: enhanced protection, proper savings, more efficient growth and the ultimate enjoyment of your wealth.

The 5 Big Threats to a Secure Retirement

As your career winds down, consider incorporating a proven wealth preservation strategy to protect your nest egg and generate income for life.

Fill out the form below to get your copy of The 5 Big Threats To A Secure Retirement.

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